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Saturday, June 4, 2016

Types of Banks in Nepal

  12:18 AM    


According to function and nature of bank, in Nepal banks are classified in following types:-
1)Central Bank
2)Commercial Bank (Class A)
3)Development Bank (Class B)
4)Finance Companies (Class C)
5)Micro Credit Development Bank (Class D)

1)Central Bank:- The Nepal Rastra Bank (NRB) was established in Baisakh 14, 2013 B.S. (April 26, 1956 A.D.) as a central bank of Nepal to supervises the banks and financial institutions (licensed by the NRB) in Nepal and guides monetary policy.Nepal Rastra Bank was established in 1956 under the Nepal Rastra Bank Act, 1955, to discharge the central banking responsibilities including guiding the development of the embryonic domestic financial sector. Since inception, there has been a significant growth in both the number and the activities of the domestic financial institutions.

2)Commercial Bank (Class A):-A Commercial bank is a type of Bank / Financial Institution that provides services such as accepting deposits, making business loans, and offering basic investment products. Commercial bank can also refer to a bank, or a division of a large bank, which more specifically deals with deposit and loan services provided to corporations or large/middle-sized business – as opposed to individual members of the public/small business – Retail banking, or Merchant banks. At present there are 29 Commercial Bank in Nepal.

3)Development Bank (Class B):-The bank which is established for the development of different sectors like industrial, agricultural, infrastructural etc by imitating the modern system and methodology through financial, technical and administrative assistance is known as development bank. Development banks in Nepal are playing vital roles for the development of economy status of Nepal.  Nepal has many nationalized and private banking. There are 70 development banks in Nepal.

4)Finance Companies (Class C):-The history of financial institutions is not very old. When banking sector started carrying out current activities of finance company, large number of finance companies was established and they expanded at a rapid pace in the developed countries, UK and USA in 1960.  In the context of Nepal, there were few insurance companies and Karmachari Sanchaya Kosh working as non-banking financial institution before enactment of Finance Company Act, 2042. Need of Finance Company Act was felt because unauthorized sector was collecting savings from the common public in the name of Upahar and Dhukuti programmes. People showed great interest and enthusiasm in these programmes but they were cheated by most of the organizers of these programmes. Considering peoples’ interest in such programmes, benefit of mobilizing such savings in productive sector, banking sectors’ inability to carry out capital market activities and to meet consumers’ need for credit, government felt the need of finance companies and introduced Finance Company Act, 2042. However, no finance company set up till 2049 because the act came into being only in 2049 with some amendments.At Present there are 44 Finance companies in Nepal.

5)Micro Credit Development Bank (Class D):- Nepal is a land locked developing country. Many people (38%) of Nepal are under poverty region.Most of the poor people lives in rural ares and have little opportunity. Micro finance (Micro Credit Development Bank) could help poor people who do not have any collateral, but a willingness to work and a desire to do some business activities from which He/She will acquire employment as well as income. At present there are 41 Micro Credit Development Bank in Nepal.

Following are list of bank and finance institution according to their class.

Commercial Banks (Class A)

  1. Nepal Bank Limited
  2. Rastriya Banijya Bank Limited
  3. Agriculture Development Bank Limited
  4. Nabil Bank Limited
  5. Nepal Investment Bank Limited
  6. Standard Chartered Bank Nepal Limited
  7. Himalayan Bank Limited
  8. Nepal SBI Bank Limited
  9. Nepal Bangladesh Bank Limited
  10. Everest Bank Limited
  11. Bank of Kathmandu Limited (in merger process with Lumbini Bank)
  12. Nepal Credit and Commerce Bank Limited (in merger process with Kumari Bank)
  13. Kumari Bank Limited (in merger process with NCC Bank)
  14. Laxmi Bank Limited
  15. Siddhartha Bank Limited
  16. Global IME Bank Limited
  17. Citizens Bank International Limited
  18. Prime Commercial Bank Limited
  19. Sunrise Bank Limited
  20. NMB Bank Nepal Limited
  21. Lumbini Bank Limited (in merger process with BOK)
  22. NIC Asia Bank Limited
  23. Machhapuchchhre Bank Limited
  24. Mega Bank Nepal Limited
  25. Civil Bank Limited (in merger process with Int'l Leasing & Fin, Co. Ltd.)
  26. Century Bank Limited
  27. Sanima Bank Limited
  28. Janata Bank Nepal Limited
  29. Prabhu Bank Limited

Development Banks (Class B)

  1. Nepal Industrial Development Corporation
  2. Malika Bikash Bank Limited
  3. Siddhartha Development Bank Limited
  4. Yeti Development Bank Limited
  5. United Bikash Bank Limited
  6. Narayani Development Bank Limited
  7. Sahayogi Bikas Bank Limited
  8. Karnali Bikash Bank Limited
  9. Tribeni Development Bank Limited
  10. Supreme Development Bank Limited (in merger process with NCC Bank)
  11. Shubhechchha Bikas Bank Limited
  12. Sangrila Development Bank Limited
  13. Gandaki Bikas Bank Limited
  14. Infrastructure Development Bank Limited (in merger process with NCC Bank)
  15. Business Development Bank Limited (In merger process with Siddhartha Bank)
  16. Biratlaxmi Bikas Bank Limited
  17. Excel Development Bank Limited
  18. Western Development Bank Limited
  19. Society Development Bank Limited (in merger process with Vibor Bikash Bank Limited)
  20. Arniko Development Bank Limited
  21. Deva Development Bank Limited
  22. Miteri Development Bank Limited
  23. Tinau Bikas Bank Limited
  24. Muktinath Bikas Bank Limited
  25. Sewa Bikas Bank Limited
  26. Kankai Bikas Bank Limited
  27. Ace Development Bank Limited
  28. Mahakali Bikas Bank Limited
  29. Bhargab Bikas Bank Limited
  30. Vibor Bikas Bank Limited
  31. Country Development Bank Limited
  32. Alpine Development Bank Limited
  33. Garima Bikas Bank Limited
  34. Kasthamandap Development Bank Limited
  35. Professional Diyalo Bikas Bank Limited
  36. Kamana Bikas Bank Limited
  37. Corporate Development Bank Limited
  38. Om Development Bank Limited
  39. Fewa Bikas Bank Limited
  40. Kabeli Bikas Bank Limited
  41. Purnima Bikas Bank Limited
  42. Jyoti Bikas Bank Limited (in merger process with Jhimruk and Hamro)
  43. Shine Resunga Development Bank Limited
  44. Bagmati Development Bank Limited
  45. Hamro Bikas Bank Limited (in merger process with Jyoti and Jhimruk)
  46. Kakre Bihar Bikas Bank Limited
  47. Pacific Development Bank Limited
  48. International Development Bank Limited (in merger process with NCC Bank)
  49. Kanchan Development Bank Limited
  50. Matribhumi Bikas Bank Limited
  51. Innovative Development Bank Limited
  52. Jhimruk Bikas Bank Limited (in merger process with Jyoti and Hamro)
  53. Raptibheri Bikas Bank Limited
  54. Gaumukhi Bikas Bank Limited
  55. Tourism Development Bank Limited
  56. Mission Development Bank Limited
  57. Mount Makalu Development Bank Limited
  58. Sindhu Bikas Bank Limited
  59. Sahara Development Bank Limited
  60. Nepal Community Development Bank Limited
  61. Cosmos Development Bank Limited
  62. Manasalu Development Bank Limited
  63. Kalinchowk Development Bank Limited
  64. Kailash Development Bank Limited
  65. Salapa Development Bank Limited
  66. Saptakoshi Development Bank Limited
  67. Sajha Development Bank Limited
  68. Apex Development Bank Limited (in merger process with NCC Bank)
  69. Green Development Bank Limited
  70. Reliable Development Bank Limited

Finance Companies (Class C)

  1. Nepal Finance Limited
  2. NIDC Capital Markets Limited
  3. Narayani National Finance Limited (in merger process with Sunrise bank)
  4. Nepal Share Markets and Finance Limited
  5. Gurkhas Finance Limited
  6. Himalaya Finance Limited
  7. Union Finance Limited
  8. Paschhimanchal Finance Co. Limited
  9. Samjhana Finance Co. Limited
  10. Goodwill Finance Limited
  11. Siddhartha Finance Limited
  12. Shree Investment & Finance Co. Ltd.
  13. Lumbini Finance & Leasing Co. Limited
  14. International Leasing & Finance Co. Limited (in merger process with Civil Bank Limited)
  15. Mahalaxmi Finance Limited
  16. Lalitpur Finance Co. Limited
  17. United Finance Co. Limited
  18. General Finance Limited
  19. Progressive Finance Limited
  20. Janaki Finance Co. Limited
  21. Pokhara Finance Limited
  22. Central Finance Limited
  23. Premier Finance Co. Limited
  24. Arun Finance Limited
  25. Multipurpose Finance Co. Ltd
  26. Synergy Finance Limited
  27. Shrijana Finance Limited
  28. World Merchant Banking & Finance Limited
  29. Capital Merchant Banking & Finance Co. Limited
  30. Crystal Finance Limited
  31. Guheshworil Merchant Banking & Finance Limited
  32. Everest Finance Limited
  33. ICFC Finance Limited
  34. Sagarmatha Finance Ltd
  35. Kuber Merchant Finance Limited
  36. Seti Finance Limited
  37. Hama Merchant & Finance Limited
  38. Nameste Bitiya Sanstha Limited
  39. Kaski Finance Limited
  40. Unique Financial Institution Limited
  41. Manjushree Financial Institution Limited
  42. Jebil`s Finance Limited
  43. Reliance Finance Limited
  44. Bhaktapur Finance Limited

Micro Credit Development Banks (Class D)

  1. Nepal Grameen Bikas Bank Limited
  2. Nirdhan Utthan Bank Limited
  3. Rural Microfinance Development Centre Limited
  4. Deprosc Microfinance Development Bank Limited
  5. Chhimeki Microfinance Development Bank Limited
  6. Shawalamban Laghu Bitta Bikas Bank Limited
  7. Sana Kisan Vikas Bank Limited
  8. Nerude Laghu Bitta Bikas Bank Limited
  9. Naya Nepal Laghu Bitta Bikas Bank Limited
  10. Mithila Laghu Bitta Bikas Bank Ltd
  11. Summit Microfinance Development Bank Ltd
  12. Sworojagar Laghu Bitta Bikas Bank Ltd
  13. First Microfinance Development Bank Ltd
  14. Nagbeli Microfinance Development Bank Ltd
  15. Kalika Microcredit Development Bank Limited
  16. Mirmire Microfinance Development Bank Limited
  17. Janautthan Samudayik Microfinance Dev. Bank Limited
  18. Reliable Microfinance Limited
  19. ILFCO Microfinance Bittiya Sanstha Ltd
  20. Womi Microfinance Bittiya Sanstha Ltd
  21. Laxmi Microfinance Bittiya Sanstha Ltd
  22. Mahila Sahayatra Microfinance Bittiya Sanstha Ltd
  23. Vijaya Laghubitta Bittiya Sanstha Ltd
  24. Kisan Microfinance Bittiya Sanstha Ltd
  25. Clean Village Microfinance Bittiya Sanstha Ltd
  26. FORWARD Community Microfinance Bittiya Sanstha
  27. Reliable Microfinance Bittiya Sanstha Ltd
  28. Mahuli Samudyik Laghubitta Bittiya Sanstha Ltd
  29. Suryodaya Laghubitta Bitiya Sanstha Ltd. Microfinance Bittiya Sanatha Ltd
  30. Samata Microfinance Bittiya Sanatha Ltd
  31. RSDC Laghubitta Bitiya Sanstha Ltd
  32. Samudayik Laghubitta Bitiya Sanstha Ltd
  33. Srijana Community Development Centre and Laghubitta Sewa
  34. National Microfinance Bittiya Sanstha Ltd
  35. Nepal Sewa Laghubitta Bitiya Sanstha Ltd
  36. Unnati Microfinance Bitiya Sanstha Ltd
  37. Swadesi Lagubitta Bittiya Sanstha Ltd
  38. NADEP Laghubitta Bittiya Sanstha Ltd
  39. Support Microfinance Bittiya Sanstha Ltd
  40. Arambha Microfinance Bittiya Sanstha
  41. Janasewi Laghubitta Bittiya Sanstha Ltd
ref : https://en.wikipedia.org/wiki/List_of_banks_in_Nepal

  146 Comments

146 comments:

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      I'm Nathan Davidson a businessman who was able to revive his dying business through the help of a Godsent lender known as Jason Raymond the CEO of FUNDING CIRCLE INC. Am resident at 1542 Main St, Buffalo, NY.. Well are you trying to start a business, settle your debt, expand your existing one, need money to purchase supplies. Have you been having problem trying to secure a Good Credit Facility, I want you to know that FUNDING CIRCLE INC. is the right place for you to resolve all your financial problem because am a living testimony and i can't just keep this to myself when others are looking for a way to be financially lifted.. I want you all to contact this Godsent lender using the details as stated in other to be a partaker of this great opportunity Email: fundingloanplc@yahoo.com OR Call/Text +14067326622


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  26. UnknownAugust 22, 2017 at 5:37 PM

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  32. UnknownSeptember 21, 2017 at 4:55 PM

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  41. Alexis Ohanian EQJanuary 9, 2018 at 11:56 PM

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    Hi everyone, i am Alexis Ohanian am so glade coming back to this great forum to testify about the help i received from Chester Brian. I was in desperate need of a loan in other to be free from debt and financial bondage that was place on me by my ex husband. It was really bad that i have to seek for help from Friends,family and even my bank but on one could assist me because my credit score was really bad. So i was browsing with my computer and saw some testimonies from people Chester Brian assisted with a loan, then i decided to contact him on his email {bettermentfunding@gmail.com}, then i received a mail from them and i did all that was asked from me. To my greatest surprise they transferred to my account the loan i requested and now i am so happy clearing my debt and have also started a business with the remaining amount to take care of myself and family. If you need a loan do contact the best loan lender of all time Chester Brian on his email: {bettermentfunding@gmail.com}

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  42. URGENT LOANJanuary 10, 2018 at 7:22 AM

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  43. Alexis Ohanian EQJanuary 10, 2018 at 7:41 AM

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  45. Alexis Ohanian EQJanuary 15, 2018 at 8:33 AM

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    Hi everyone, i am Alexis Ohanian am so glade coming back to this great forum to testify about the help i received from Chester Brian. I was in desperate need of a loan in other to be free from debt and financial bondage that was place on me by my ex husband. It was really bad that i have to seek for help from Friends,family and even my bank but on one could assist me because my credit score was really bad. So i was browsing with my computer and saw some testimonies from people Chester Brian assisted with a loan, then i decided to contact him on his email{bettermentfunding@gmail.com}, then i received a mail from them and i did all that was asked from me. To my greatest surprise they transferred to my account the loan i requested and now i am so happy clearing my debt and have also started a business with the remaining amount to take care of myself and family. If you need a loan do contact the best loan lender of all time Chester Brian on his email: {bettermentfunding@gmail.com}

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  51. Mrs Sharon SimFebruary 11, 2018 at 12:00 PM

    We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages,Debt Consolidation Loans, Business Loans, Private loans,car loans, hotel loans, student loans, personal loans Home Refinancing Loans with low interest rate at 3% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme. Interested applicants should Contact us via email: (urgentloan22@gmail.com)

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  52. Steve ReasbeckMarch 4, 2018 at 3:17 PM

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    ReplyDelete
  53. AnonymousMarch 12, 2018 at 6:23 PM

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    ReplyDelete
  54. Dr Purva PiusMarch 18, 2018 at 3:36 AM

    Hello Everybody,
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    BORROWERS APPLICATION DETAILS


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    ReplyDelete
  55. UnknownMarch 26, 2018 at 3:06 PM





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  56. Karin Sabine March 28, 2018 at 10:03 AM

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    ReplyDelete
  57. AnonymousApril 7, 2018 at 12:06 PM

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  60. MartsApril 15, 2018 at 10:11 PM


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    ReplyDelete
  61. Prosper LoansMay 8, 2018 at 4:46 AM

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    ReplyDelete
  62. SCOTTYMay 9, 2018 at 6:54 PM

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    ReplyDelete
  63. francisMay 23, 2018 at 5:49 PM

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  64. UnknownJune 29, 2018 at 9:13 PM

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  65. UnknownJuly 19, 2018 at 7:25 PM

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    ReplyDelete
  66. BENNY MEITISAugust 1, 2018 at 2:51 AM

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  67. WILLIAM MICHEALAugust 12, 2018 at 8:22 PM

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    ReplyDelete
  68. Dr Purva PiusAugust 15, 2018 at 7:53 PM

    Hello Everybody,
    My name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of S$250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of S$250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com) Thank you.

    BORROWERS APPLICATION DETAILS


    1. Name Of Applicant in Full:……..
    2. Telephone Numbers:……….
    3. Address and Location:…….
    4. Amount in request………..
    5. Repayment Period:………..
    6. Purpose Of Loan………….
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    Email Kindly Contact: (urgentloan22@gmail.com)

    ReplyDelete
  69. thenepaliwayAugust 17, 2018 at 2:10 AM

    This comment has been removed by the author.

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  70. thenepaliwayAugust 17, 2018 at 2:14 AM

    Please go through this link for the updated version of the list of banks and financial institutions in Nepal.

    List of banks and financial institutions in Nepal

    ReplyDelete
  71. To apply for a loan contact us via Email:..forafinancialloancompany@gmail.com or +13202807626August 17, 2018 at 3:45 AM


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    ReplyDelete
  72. URGENT LOAN OFFER WHATSAPP +918929509036August 22, 2018 at 6:14 AM

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  73. UnknownAugust 26, 2018 at 2:46 AM

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  74. Dr Purva PiusSeptember 11, 2018 at 8:00 PM

    Hello Everybody,
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    ReplyDelete
  75. francisSeptember 12, 2018 at 4:52 AM

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    ReplyDelete
  76. UnknownOctober 29, 2018 at 2:10 AM

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    ReplyDelete
  77. Helen PanelNovember 8, 2018 at 7:55 AM

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  78. AnonymousNovember 10, 2018 at 8:22 PM

    What's the essence of trying to get a loan when actually there is a way you can make more money now with just a Blank ATM card? if you need one do not hesitate to contact these hackers on this email: phantomghostatmhacker101@yahoo.com also good at other types of geeking.

    ReplyDelete
  79. Park WoodDecember 8, 2018 at 5:33 PM

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  81. AnonymousJanuary 5, 2019 at 3:01 AM

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  82. pridesysJanuary 7, 2019 at 10:28 PM

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  83. UnknownJanuary 25, 2019 at 1:37 PM


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  113. BENITO FAUSTOJuly 12, 2020 at 3:42 PM


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  116. jeffrey cageDecember 15, 2020 at 3:44 PM


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  117. KADIR KADIRDecember 23, 2020 at 5:36 PM

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  118. Jerry LEEJanuary 8, 2021 at 2:16 AM

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  121. SolutionMarch 8, 2021 at 3:25 PM


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  122. SolutionMarch 10, 2021 at 5:03 PM

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  129. scot frankFebruary 22, 2022 at 8:13 PM


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