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Saturday, June 4, 2016

Types of Banks in Nepal



According to function and nature of bank, in Nepal banks are classified in following types:-
1)Central Bank
2)Commercial Bank (Class A)
3)Development Bank (Class B)
4)Finance Companies (Class C)
5)Micro Credit Development Bank (Class D)

1)Central Bank:- The Nepal Rastra Bank (NRB) was established in Baisakh 14, 2013 B.S. (April 26, 1956 A.D.) as a central bank of Nepal to supervises the banks and financial institutions (licensed by the NRB) in Nepal and guides monetary policy.Nepal Rastra Bank was established in 1956 under the Nepal Rastra Bank Act, 1955, to discharge the central banking responsibilities including guiding the development of the embryonic domestic financial sector. Since inception, there has been a significant growth in both the number and the activities of the domestic financial institutions.

2)Commercial Bank (Class A):
-
A Commercial bank is a type of Bank / Financial Institution that provides services such as accepting deposits, making business loans, and offering basic investment products. Commercial bank can also refer to a bank, or a division of a large bank, which more specifically deals with deposit and loan services provided to corporations or large/middle-sized business – as opposed to individual members of the public/small business – Retail banking, or Merchant banks. At present there are 29 Commercial Bank in Nepal.

3)Development Bank (Class B):-
The bank which is established for the development of different sectors like industrial, agricultural, infrastructural etc by imitating the modern system and methodology through financial, technical and administrative assistance is known as development bank. Development banks in Nepal are playing vital roles for the development of economy status of Nepal.  Nepal has many nationalized and private banking. There are 70 development banks in Nepal.

4)Finance Companies (Class C):-
The history of financial institutions is not very old. When banking sector started carrying out current activities of finance company, large number of finance companies was established and they expanded at a rapid pace in the developed countries, UK and USA in 1960.  In the context of Nepal, there were few insurance companies and Karmachari Sanchaya Kosh working as non-banking financial institution before enactment of Finance Company Act, 2042. Need of Finance Company Act was felt because unauthorized sector was collecting savings from the common public in the name of Upahar and Dhukuti programmes. People showed great interest and enthusiasm in these programmes but they were cheated by most of the organizers of these programmes. Considering peoples’ interest in such programmes, benefit of mobilizing such savings in productive sector, banking sectors’ inability to carry out capital market activities and to meet consumers’ need for credit, government felt the need of finance companies and introduced Finance Company Act, 2042. However, no finance company set up till 2049 because the act came into being only in 2049 with some amendments.At Present there are 44 Finance companies in Nepal.

5)Micro Credit Development Bank (Class D):- Nepal is a land locked developing country. Many people (38%) of Nepal are under poverty region.Most of the poor people lives in rural ares and have little opportunity. Micro finance (Micro Credit Development Bank) could help poor people who do not have any collateral, but a willingness to work and a desire to do some business activities from which He/She will acquire employment as well as income. At present there are 41 Micro Credit Development Bank in Nepal.

Following are list of bank and finance institution according to their class.

Commercial Banks (Class A)

Development Banks (Class B)

  1. Nepal Industrial Development Corporation
  2. Malika Bikash Bank Limited
  3. Siddhartha Development Bank Limited
  4. Yeti Development Bank Limited
  5. United Bikash Bank Limited
  6. Narayani Development Bank Limited
  7. Sahayogi Bikas Bank Limited
  8. Karnali Bikash Bank Limited
  9. Tribeni Development Bank Limited
  10. Supreme Development Bank Limited (in merger process with NCC Bank)
  11. Shubhechchha Bikas Bank Limited
  12. Sangrila Development Bank Limited
  13. Gandaki Bikas Bank Limited
  14. Infrastructure Development Bank Limited (in merger process with NCC Bank)
  15. Business Development Bank Limited (In merger process with Siddhartha Bank)
  16. Biratlaxmi Bikas Bank Limited
  17. Excel Development Bank Limited
  18. Western Development Bank Limited
  19. Society Development Bank Limited (in merger process with Vibor Bikash Bank Limited)
  20. Arniko Development Bank Limited
  21. Deva Development Bank Limited
  22. Miteri Development Bank Limited
  23. Tinau Bikas Bank Limited
  24. Muktinath Bikas Bank Limited
  25. Sewa Bikas Bank Limited
  26. Kankai Bikas Bank Limited
  27. Ace Development Bank Limited
  28. Mahakali Bikas Bank Limited
  29. Bhargab Bikas Bank Limited
  30. Vibor Bikas Bank Limited
  31. Country Development Bank Limited
  32. Alpine Development Bank Limited
  33. Garima Bikas Bank Limited
  34. Kasthamandap Development Bank Limited
  35. Professional Diyalo Bikas Bank Limited
  36. Kamana Bikas Bank Limited
  37. Corporate Development Bank Limited
  38. Om Development Bank Limited
  39. Fewa Bikas Bank Limited
  40. Kabeli Bikas Bank Limited
  41. Purnima Bikas Bank Limited
  42. Jyoti Bikas Bank Limited (in merger process with Jhimruk and Hamro)
  43. Shine Resunga Development Bank Limited
  44. Bagmati Development Bank Limited
  45. Hamro Bikas Bank Limited (in merger process with Jyoti and Jhimruk)
  46. Kakre Bihar Bikas Bank Limited
  47. Pacific Development Bank Limited
  48. International Development Bank Limited (in merger process with NCC Bank)
  49. Kanchan Development Bank Limited
  50. Matribhumi Bikas Bank Limited
  51. Innovative Development Bank Limited
  52. Jhimruk Bikas Bank Limited (in merger process with Jyoti and Hamro)
  53. Raptibheri Bikas Bank Limited
  54. Gaumukhi Bikas Bank Limited
  55. Tourism Development Bank Limited
  56. Mission Development Bank Limited
  57. Mount Makalu Development Bank Limited
  58. Sindhu Bikas Bank Limited
  59. Sahara Development Bank Limited
  60. Nepal Community Development Bank Limited
  61. Cosmos Development Bank Limited
  62. Manasalu Development Bank Limited
  63. Kalinchowk Development Bank Limited
  64. Kailash Development Bank Limited
  65. Salapa Development Bank Limited
  66. Saptakoshi Development Bank Limited
  67. Sajha Development Bank Limited
  68. Apex Development Bank Limited (in merger process with NCC Bank)
  69. Green Development Bank Limited
  70. Reliable Development Bank Limited

Finance Companies (Class C)

Micro Credit Development Banks (Class D)

  1. Nepal Grameen Bikas Bank Limited
  2. Nirdhan Utthan Bank Limited
  3. Rural Microfinance Development Centre Limited
  4. Deprosc Microfinance Development Bank Limited
  5. Chhimeki Microfinance Development Bank Limited
  6. Shawalamban Laghu Bitta Bikas Bank Limited
  7. Sana Kisan Vikas Bank Limited
  8. Nerude Laghu Bitta Bikas Bank Limited
  9. Naya Nepal Laghu Bitta Bikas Bank Limited
  10. Mithila Laghu Bitta Bikas Bank Ltd
  11. Summit Microfinance Development Bank Ltd
  12. Sworojagar Laghu Bitta Bikas Bank Ltd
  13. First Microfinance Development Bank Ltd
  14. Nagbeli Microfinance Development Bank Ltd
  15. Kalika Microcredit Development Bank Limited
  16. Mirmire Microfinance Development Bank Limited
  17. Janautthan Samudayik Microfinance Dev. Bank Limited
  18. Reliable Microfinance Limited
  19. ILFCO Microfinance Bittiya Sanstha Ltd
  20. Womi Microfinance Bittiya Sanstha Ltd
  21. Laxmi Microfinance Bittiya Sanstha Ltd
  22. Mahila Sahayatra Microfinance Bittiya Sanstha Ltd
  23. Vijaya Laghubitta Bittiya Sanstha Ltd
  24. Kisan Microfinance Bittiya Sanstha Ltd
  25. Clean Village Microfinance Bittiya Sanstha Ltd
  26. FORWARD Community Microfinance Bittiya Sanstha
  27. Reliable Microfinance Bittiya Sanstha Ltd
  28. Mahuli Samudyik Laghubitta Bittiya Sanstha Ltd
  29. Suryodaya Laghubitta Bitiya Sanstha Ltd. Microfinance Bittiya Sanatha Ltd
  30. Samata Microfinance Bittiya Sanatha Ltd
  31. RSDC Laghubitta Bitiya Sanstha Ltd
  32. Samudayik Laghubitta Bitiya Sanstha Ltd
  33. Srijana Community Development Centre and Laghubitta Sewa
  34. National Microfinance Bittiya Sanstha Ltd
  35. Nepal Sewa Laghubitta Bitiya Sanstha Ltd
  36. Unnati Microfinance Bitiya Sanstha Ltd
  37. Swadesi Lagubitta Bittiya Sanstha Ltd
  38. NADEP Laghubitta Bittiya Sanstha Ltd
  39. Support Microfinance Bittiya Sanstha Ltd
  40. Arambha Microfinance Bittiya Sanstha
  41. Janasewi Laghubitta Bittiya Sanstha Ltd


ref : https://en.wikipedia.org/wiki/List_of_banks_in_Nepal

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    ReplyDelete
  62. They are all scammers, they will make you pay after which they will give you an excuse asking you to pay more money, they have ripped me of $2000, i promised i was going to expose them.
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    ReplyDelete
  63. Do you need loan to pay your bills? Do you need Personal

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    ReplyDelete
  64. Apply for a low interest Business/Personal loans to pay your bills or start your own business. If interested, contact us via email :
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    ReplyDelete
  65. KATHERINE LOAN FIRM.
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    ReplyDelete
  66. I'm so happy to share to you how I got my blank atm card from MR CLIFFORD. My blank ATM card can withdraw a maximum amount of $40,000 daily. I got it from Him last week and now I have $ 550,000 for free. The blank ATM withdraws money from any ATM machines and there is no name on it, it is not traceable and now i have money for business and enough money for me and my family to live on really happy with MR CLIFFORD because two people took my money not knowing that they were scams. But happy now.MR CLIFFORD sent the card through DHL and I got it in two days. Get your own card from him now he's not scammer pretending to have the ATM card, he's giving it out for free illegal but it helps a lot and no one ever gets caught. I'm grateful to MR CLIFFORD because he changed my story all of the best . MR CLIFFORD'S email address is (cliffordhackerspays@gmail.com)....

    ReplyDelete
  67. We specialized in Bank Guarantee {BG}, Standby Letter of Credit {SBLC}, Medium Term Notes {MTN}, Confirmable Bank Draft {CBD} as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed.

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    ReplyDelete
  68. Hello Everybody,
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    ReplyDelete
  69. This comment has been removed by the author.

    ReplyDelete
  70. Please go through this link for the updated version of the list of banks and financial institutions in Nepal.

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  71. Are you searching for a very genuine loan at an affordable interest rate, under a conducive loan terms and conditions?

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    ReplyDelete
  72. Nigeria, Ghana Turkey, France and Israel.My name is Mrs.Ramirez Cecilia, I am from Philippines. Have you been looking for a loan?Do you need an urgent personal or business loan?contact Fast Legitimate Loan Approval he help me with a loan of $78.000 some days ago after been scammed of $19,000 from a woman claiming to be a loan lender from Nigeria but i thank God today that i got my loan worth $78.000.Feel free to contact the company for a genuine financial Email:(creditloan11@gmail.com)

    ReplyDelete
  73. Good Day Everyone

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    ReplyDelete
  74. Hello Everybody,
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    ReplyDelete
  75. Do you need loan to pay your bills? Do you need Personal

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    :LOAN APPLICATION FORM:

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    ReplyDelete
  76. INSTEAD OF GETTING A LOAN GET A BLANK ATM CARD AND HACK MONEY!!!!

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    ReplyDelete
  77. I am a living testimony of change. I can safely say that i have been blessed and my life transformed from being just a company attendant to a business owner all in the space of 1 month after i got the BLANK ATM CARD from davidbenjaminltd@outlook.com I did try to purchase this card earlier but it never came until i meet DAVID BENJAMIN and the card was delivered to me in less than 4 days as earlier told and i was able to make a cash withdrawal of $5,000 daily. I am using this medium to reach out to the world for those who got plans to go bigger and better in life to contact this company via davidbenjaminltd@outlook.com
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    ReplyDelete
  78. What's the essence of trying to get a loan when actually there is a way you can make more money now with just a Blank ATM card? if you need one do not hesitate to contact these hackers on this email: phantomghostatmhacker101@yahoo.com also good at other types of geeking.

    ReplyDelete
  79. Dear Customers.

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  80. AFFORDABLE BUSINESS/COMPANY/PROJECT/PERSONAL LOAN THAT WILL CHANGE YOUR LIFE FOREVER Call/Text +1(826)355-1347 Email chryslerkingsfinance0@gmail.com

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  81. Hello, We are Christian Organization formed to help people in needs of helps,such as financial help.So if you are going through financial difficulties or you are in any financial mess,and you need funds to start up your own business,or you need loan to settle your debt or pay off your bills,start a nice business, or you are finding it hard to obtain capital loan from local banks,contact us today via email at: alenxanderwalkerloanfirm@outlook.com for the bible says in "Luke 11:10 Everyone who asks receives; he who seeks finds; and to him who knocks, the door will be opened"so do not let these opportunity pass you by because Jesus is the same yesterday, today and forever more.Please these is for serious minded and God fearing People. You are advise to fill and return the details below.. Your Full Name:_________ Your Country:_________ Your State_________ Your Address:_________ Your Gender:_________ Your Maritial status_________ Your Occupation:_________ Cell phone Number:_________ Loan Amount Needed:_________ Loan Duration:_________ Monthly Income:_________ Purpose Of Loan:___________ Have you applied for a loan before:_________ Act fast and get out of financial stress, mess and hardship by contacting ALENXANDER WALKER LOAN FIRM Today via Email at: alenxanderwalkerloanfirm@outlook.com You shall be treated with the best of our resources until you get this funds transferred into your account, and your quick and fast respond determines how fast you shall be receiving your loan. Without any delay Apply for your best and easy Loan here with us. Best Regards Mr ALENXANDER WALKER LOAN FIRM AT :alenxanderwalkerloanfirm@outlook.com

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  82. Nice information thank for a sharing post . Pridesys IT, for the first time in Bangladesh, developed an ERP for Telecom Company, which have the ability to adopt our local culture of business. This software includes all specific solution related to the telecom industry. Our solution will ensure your increase service quality. for more information visit: Pridesys IT Ltd

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  83. Hello, We are Christian Organization formed to help people in needs of helps,such as financial help.So if you are going through financial difficulties or you are in any financial mess,and you need funds to start up your own business,or you need loan to settle your debt or pay off your bills,start a nice business, or you are finding it hard to obtain capital loan from local banks,contact us today via email at: alenxanderwalkerloanfirm@outlook.com for the bible says in "Luke 11:10 Everyone who asks receives; he who seeks finds; and to him who knocks, the door will be opened"so do not let these opportunity pass you by because Jesus is the same yesterday, today and forever more.Please these is for serious minded and God fearing People. You are advise to fill and return the details below.. Your Full Name:_________ Your Country:_________ Your State_________ Your Address:_________ Your Gender:_________ Your Maritial status_________ Your Occupation:_________ Cell phone Number:_________ Loan Amount Needed:_________ Loan Duration:_________ Monthly Income:_________ Purpose Of Loan:___________ Have you applied for a loan before:_________ Act fast and get out of financial stress, mess and hardship by contacting ALENXANDER WALKER LOAN FIRM Today via Email at: alenxanderwalkerloanfirm@outlook.com You shall be treated with the best of our resources until you get this funds transferred into your account, and your quick and fast respond determines how fast you shall be receiving your loan. Without any delay Apply for your best and easy Loan here with us. Best Regards Mr ALENXANDER WALKER LOAN FIRM AT :alenxanderwalkerloanfirm@outlook.com

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  84. AFFORDABLE PERSONAL/BUSINESS/HOME/INVESTMENT LOAN OFFER WITHOUT COST/STRESS

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    ReplyDelete
  85. DO YOU NEED %100 LEGIT LOAN ?

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  87. Hello Viewers ,

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    ReplyDelete
  88. Dear Customer, I am George Smith, I give out loans with 3% interest rate..
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  89. We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

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  90. We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )

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    ReplyDelete
  91. We are able to finance your signatory
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    ReplyDelete
  92. Good Day,

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    ReplyDelete
  93. Hello Everyone out there! I'm Alexanda hook, from Usa I am using this medium to announce to the general public on how Houston Loan Firm Company restored happiness to my home again, through the help of Mr Houston, When all hope was lost they granted me a loan sum of $50,000 on the 7th of February 2019 to settle my debts and start up a business of my own. They saved me and my family from loosing our home as we were not able to pay tax bills. I am writing this message cause I feel it might be important for you out there seriously in need of a genuine loan in other for you not to fall into the wrong hands in search of a liable loan,I strongly advice you to contact this company via email: Houstonloanfirm@yahoo.com

    ReplyDelete
  94. Hello Everyone out there! I'm Alexanda hook, from Usa I am using this medium to announce to the general public on how Houston Loan Firm Company restored happiness to my home again, through the help of Mr Houston, When all hope was lost they granted me a loan sum of $50,000 on the 7th of February 2019 to settle my debts and start up a business of my own. They saved me and my family from loosing our home as we were not able to pay tax bills. I am writing this message cause I feel it might be important for you out there seriously in need of a genuine loan in other for you not to fall into the wrong hands in search of a liable loan,I strongly advice you to contact this company via email: Houstonloanfirm@yahoo.com

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